{"id":1104,"date":"2026-08-26T10:13:52","date_gmt":"2026-08-26T07:13:52","guid":{"rendered":"http:\/\/127.0.0.1:8080\/blog\/qugo-i-sber-zapustili-bezopasnye-raschyoty-s-samozanyatymi"},"modified":"2026-08-31T13:32:27","modified_gmt":"2026-08-31T10:32:27","slug":"qugo-i-sber-zapustili-bezopasnye-raschyoty-s-samozanyatymi","status":"publish","type":"post","link":"https:\/\/qugo.ru\/blog\/qugo-i-sber-zapustili-bezopasnye-raschyoty-s-samozanyatymi","title":{"rendered":"Qugo \u0438\u00a0\u0421\u0431\u0435\u0440 \u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b\u0435 \u0440\u0430\u0441\u0447\u0451\u0442\u044b \u0441\u00a0\u0441\u0430\u043c\u043e\u0437\u0430\u043d\u044f\u0442\u044b\u043c\u0438"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Qugo \u0438&nbsp;\u0421\u0431\u0435\u0440 \u0438\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u043e\u0432\u0430\u043b\u0438 \u0441\u0435\u0440\u0432\u0438\u0441 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\u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u043d\u0430&nbsp;\u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438 Sber API \u0438&nbsp;\u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u0435\u0442 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u0435 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u043e\u0432, \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0443 \u0441\u0442\u0430\u0442\u0443\u0441\u0430 \u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044f, \u0432\u044b\u043f\u043b\u0430\u0442\u0443 \u0432\u043e\u0437\u043d\u0430\u0433\u0440\u0430\u0436\u0434\u0435\u043d\u0438\u044f \u0438&nbsp;\u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0443 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0445 \u043e\u0442\u0447\u0451\u0442\u043e\u0432.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u041f\u0435\u0440\u0435\u0434\u00a0\u0432\u044b\u043f\u043b\u0430\u0442\u043e\u0439 Qugo \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u0442 \u0441\u0442\u0430\u0442\u0443\u0441 \u0441\u0430\u043c\u043e\u0437\u0430\u043d\u044f\u0442\u043e\u0433\u043e. \u042d\u0442\u043e \u043f\u043e\u043c\u043e\u0433\u0430\u0435\u0442 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u0443\u0431\u0435\u0434\u0438\u0442\u044c\u0441\u044f, \u0447\u0442\u043e\u00a0\u043d\u0430&nbsp;\u043c\u043e\u043c\u0435\u043d\u0442 \u0440\u0430\u0441\u0447\u0451\u0442\u0430 \u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c \u043f\u0440\u0438\u043c\u0435\u043d\u044f\u0435\u0442 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u043d\u0430\u043b\u043e\u0433\u043e\u0432\u044b\u0439 \u0440\u0435\u0436\u0438\u043c. \u0414\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u044b \u0438&nbsp;\u0434\u0430\u043d\u043d\u044b\u0435 \u043f\u043e&nbsp;\u0432\u044b\u043f\u043b\u0430\u0442\u0430\u043c \u0445\u0440\u0430\u043d\u044f\u0442\u0441\u044f \u043d\u0430&nbsp;\u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0435, \u043f\u043e\u044d\u0442\u043e\u043c\u0443 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043d\u0435&nbsp;\u043d\u0443\u0436\u043d\u043e \u0441\u043e\u0431\u0438\u0440\u0430\u0442\u044c \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044e \u0438\u0437&nbsp;\u0440\u0430\u0437\u043d\u044b\u0445 \u0441\u0438\u0441\u0442\u0435\u043c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0414\u043b\u044f\u00a0\u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u0435\u0439 \u0440\u0430\u0441\u0447\u0451\u0442\u044b \u0441&nbsp;\u0437\u0430\u043a\u0430\u0437\u0447\u0438\u043a\u0430\u043c\u0438 \u0442\u043e\u0436\u0435\u00a0\u043f\u0440\u043e\u0445\u043e\u0434\u044f\u0442 \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e: \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u043e&nbsp;\u0441\u0434\u0435\u043b\u043a\u0430\u0445 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u043f\u0435\u0440\u0435\u0434\u0430\u044e\u0442\u0441\u044f \u0432&nbsp;\u0424\u041d\u0421, \u0430&nbsp;\u0447\u0435\u043a\u0438 \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u044e\u0442\u0441\u044f \u0431\u0435\u0437\u00a0\u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0439 \u0441\u043e&nbsp;\u0441\u0442\u043e\u0440\u043e\u043d\u044b \u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044f.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00ab\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b\u0435 \u0441\u0434\u0435\u043b\u043a\u0438\u00bb&nbsp;\u2014 \u043f\u0435\u0440\u0432\u044b\u0439 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442 \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u0438\u044f \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 Qugo \u0438&nbsp;\u0421\u0431\u0435\u0440\u0430. \u041f\u0430\u0440\u0442\u043d\u0451\u0440\u0441\u0442\u0432\u043e \u0434\u0435\u043b\u0430\u0435\u0442 \u0440\u0430\u0431\u043e\u0442\u0443 \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u0441&nbsp;\u0441\u0430\u043c\u043e\u0437\u0430\u043d\u044f\u0442\u044b\u043c\u0438 \u0431\u043e\u043b\u0435\u0435 \u043f\u0440\u043e\u0437\u0440\u0430\u0447\u043d\u043e\u0439 \u0438&nbsp;\u043f\u0440\u0435\u0434\u0441\u043a\u0430\u0437\u0443\u0435\u043c\u043e\u0439, \u043e\u0431\u044a\u0435\u0434\u0438\u043d\u044f\u044f \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u044b, \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u0438&nbsp;\u0432\u044b\u043f\u043b\u0430\u0442\u044b \u0432&nbsp;\u043e\u0434\u043d\u043e\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0435.<\/p>\n\n\n<figure class=\"qugo-expert-quote\" data-no-lightbox=\"true\"><blockquote><p>\u0427\u0435\u0440\u0435\u0437\u00a0Qugo \u043a\u0430\u0436\u0434\u044b\u0439 \u0434\u0435\u043d\u044c \u043f\u0440\u043e\u0445\u043e\u0434\u0438\u0442 \u0431\u043e\u043b\u044c\u0448\u0435 60\u00a0000\u00a0\u0441\u0434\u0435\u043b\u043e\u043a \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u0441\u00a0\u0432\u043d\u0435\u0448\u0442\u0430\u0442\u043d\u044b\u043c\u0438 \u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044f\u043c\u0438. \u041f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0441\u043b\u0435\u0434\u0438\u0442, \u0447\u0442\u043e\u0431\u044b\u00a0\u0432\u0435\u0441\u044c \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u043e\u0432\u0430\u043b \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0430: \u0434\u043e\u00a0\u0432\u044b\u043f\u043b\u0430\u0442\u044b \u0432\u043e\u0437\u043d\u0430\u0433\u0440\u0430\u0436\u0434\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u0442 \u0441\u0442\u0430\u0442\u0443\u0441 \u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044f, \u0444\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u044b \u2014 \u0434\u043e\u0433\u043e\u0432\u043e\u0440, \u0430\u043a\u0442\u044b \u0438\u00a0\u0447\u0435\u043a. <\/p>\n<p>\u0421\u0431\u0435\u0440 \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0435\u0442 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u2014 \u0431\u0430\u043d\u043a \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u0438\u0440\u0443\u0435\u0442 \u0434\u0432\u0438\u0436\u0435\u043d\u0438\u0435 \u0434\u0435\u043d\u0435\u0433 \u043c\u0435\u0436\u0434\u0443\u00a0\u0441\u0442\u043e\u0440\u043e\u043d\u0430\u043c\u0438. \u0414\u043b\u044f\u00a0\u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u044d\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442, \u0447\u0442\u043e\u00a0\u0440\u0430\u0431\u043e\u0442\u0430 \u0441\u00a0\u0441\u0430\u043c\u043e\u0437\u0430\u043d\u044f\u0442\u044b\u043c\u0438 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0441\u044f \u0442\u0430\u043a\u0438\u043c \u0436\u0435\u00a0\u043f\u043e\u043d\u044f\u0442\u043d\u044b\u043c \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u043e\u043c, \u043a\u0430\u043a\u00a0\u043e\u0431\u044b\u0447\u043d\u044b\u0439 \u0437\u0430\u0440\u043f\u043b\u0430\u0442\u043d\u044b\u0439 \u043f\u0440\u043e\u0435\u043a\u0442.<\/p>\n<\/blockquote><figcaption><div class=\"qugo-expert-quote__author\"><span class=\"qugo-expert-quote__photo-wrap\"><img decoding=\"async\" width=\"137\" height=\"150\" src=\"https:\/\/qugo.ru\/blog\/wp-content\/uploads\/2025\/08\/usachyova-elena-26-.jpg\" class=\"qugo-expert-quote__photo\" alt=\"\u0415\u043b\u0435\u043d\u0430 \u0423\u0441\u0430\u0447\u0451\u0432\u0430\" loading=\"lazy\" data-no-lightbox=\"true\" \/><\/span><div class=\"qugo-expert-quote__identity\"><strong>\u0415\u043b\u0435\u043d\u0430 \u0423\u0441\u0430\u0447\u0451\u0432\u0430<\/strong><span>\u0413\u0435\u043d\u0435\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0434\u0438\u0440\u0435\u043a\u0442\u043e\u0440 Qugo<\/span><\/div><\/div><\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"<p>Qugo \u0438&nbsp;\u0421\u0431\u0435\u0440 \u0438\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u043e\u0432\u0430\u043b\u0438 \u0441\u0435\u0440\u0432\u0438\u0441 \u00ab\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b\u0435 \u0441\u0434\u0435\u043b\u043a\u0438\u00bb \u0434\u043b\u044f\u00a0\u0440\u0430\u0441\u0447\u0451\u0442\u043e\u0432 \u0441&nbsp;\u0441\u0430\u043c\u043e\u0437\u0430\u043d\u044f\u0442\u044b\u043c\u0438, \u0418\u041f&nbsp;\u0438&nbsp;\u0438\u0441\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044f\u043c\u0438 \u043f\u043e&nbsp;\u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430\u043c \u0413\u041f\u0425. \u0422\u0435\u043f\u0435\u0440\u044c \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0438 \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u044c \u0432\u044b\u043f\u043b\u0430\u0442\u044b \u0447\u0435\u0440\u0435\u0437\u00a0\u043d\u043e\u043c\u0438\u043d\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0447\u0451\u0442 \u043d\u0430&nbsp;\u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0435 Qugo. \u0420\u0435\u0448\u0435\u043d\u0438\u0435 \u0440\u0430\u0431\u043e\u0442\u0430\u0435\u0442 \u043d\u0430&nbsp;\u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438 Sber\u2026<\/p>\n","protected":false},"author":7,"featured_media":728,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"qugo_source_id":7966,"qugo_source_url":"https:\/\/qugo.ru\/blog\/qugo-i-sber-zapustili-bezopasnye-raschyoty-s-samozanyatymi","qugo_reading_minutes":2,"qugo_word_count":135,"qugo_legacy_views":7,"qugo_updated_date":"2026-08-31","qugo_card_lead":"","qugo_card_focus_x":50,"qugo_card_focus_y":50,"qugo_related_post_ids":[],"footnotes":""},"categories":[15],"tags":[25],"qugo_audience":[4],"class_list":["post-1104","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-novosti-qugo","tag--qugo"],"acf":[],"_links":{"self":[{"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/posts\/1104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/comments?post=1104"}],"version-history":[{"count":1,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/posts\/1104\/revisions"}],"predecessor-version":[{"id":1205,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/posts\/1104\/revisions\/1205"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/media\/728"}],"wp:attachment":[{"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/media?parent=1104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/categories?post=1104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/tags?post=1104"},{"taxonomy":"qugo_audience","embeddable":true,"href":"https:\/\/qugo.ru\/blog\/wp-json\/wp\/v2\/qugo_audience?post=1104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}